Category Archives: Home Buyers

Property Spotlight: 2999 Dyke Road

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2999 Dyke Road      ~      $184,900

If you’ve ever dreamed of your own Alaskan homestead this is the property for you. This is a fully functioning home with water tank and full septic system. You can avoid running to the outhouse at forty below and still have the feel of a cabin-home in the country. The home is two bedroom and a two full bath.

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See more pictures on our listings page here and call our office for more information on this amazing property. We have your Alaskan paradise right here, don’t miss it!

Scott Rosenthal

The Rosenthal Team

Somers & Associates REALTORS, Inc.

(907) 456-7653

We’ve Got Some Exciting News!

Somers Logo White on Black

The Rosenthal Team has made a major change. Officially this week we are moving over to Somers & Associates Realtors, Inc. located at 711 Gaffney Road, Suite 101, Fairbanks, Alaska. You’ll still get the same great service and personal attention as before, the only difference is the name we’re working under.

RE/MAX Associates of Fairbanks is a great company and the people there will be missed. Sometimes it’s just time to make a change and we’re looking forward to what the future holds in our new adventure with Somers & Associates Realtors, Inc. Our new information is located at the top of the blog – the only difference is our office phone number. You can now reach us at (907) 456-7653 and as always you can reach Scott on his cell or send him an email.

Cheers to the future!

OPEN HOUSE this Saturday, March 28th, from 2-4 pm

Open House Flyer - 883 Ridge Loop Road

883 Ridge Loop Road

Come out this Saturday afternoon from 2-4 pm and check out our listing at 883 Ridge Loop Road. Tarra will be there to answer all of your questions about this 3 bedroom, 2 bathroom home. The house has a two-car garage with lots of room for storage, plenty of outdoor parking and storage, a large, fenced backyard and a great valley view. Lots of upgrades have been done to this home from the kitchen and bathrooms to the flooring and paint and even a newer pellet stove. Click on the flyer above for more information.

Take Badger Road to Lakloey Drive and follow the signs!

See you out there on Saturday!

The Do’s and Don’ts of Buying A Home

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Buying a home – especially if you are a first time homebuyer – can be a daunting task. But don’t get intimidated, just get informed. Here is a list of do’s and don’ts to help make navigating the waters of home buying a little easier.

DO:

Get Pre-Approved. Talk with a mortgage lender and get pre-approved. You’ll know what price range of houses you can afford and make the process that much faster. Plus, once you find a home you love, the seller will take your offer more seriously knowing that you are financially qualified to purchase it.

Look at several houses. Even if you think you’ve decided on the first home you’ve looked at, take a look at a few more similar homes to be sure. Compare prices, neighborhoods, amenities, features. You may miss a great deal or a wonderful home down the road if you immediately put your blinders up to every other house out there.

Investigate the Ongoing Costs of Home Ownership.  The costs of owning a home don’t stop at the mortgage. Make sure that you know what the expected monthly expenses are for utilities, heating, and annual property taxes as well and make sure to include them in your projected budget. It is also a good idea to have an emergency savings to cover unexpected maintenance such as boiler or water heater repairs.

Get informed! Follow the process of the purchase of your home. Your agent should keep you in the loop about anything new and let you know when inspections and test s are performed and the results and you should be asking questions about anything you don’t understand. If a question comes up any other time, give them a call and ask them. They want you to feel comfortable with your home purchase and they understand that buying a home can be an intimidating process.

Find yourself a good buyer’s agent. He or she should be easy to talk to and take the time to listen to you and find out your needs and wants in a home. You want an agent who is knowledgeable and keeps you informed and up-to-date on the purchasing process. Ask friends or relatives for referrals on agents that they’ve had good experiences with and go with someone that makes you feel comfortable.

Check out Scott Rosenthal’s positive feedback on Zillow.com here.

DON’T:

Expect to close on your home quickly. It is called the buying process because it is a process. Once an offer is made and accepted there are several tests and inspections that need to be conducted. If nothing is amiss and everything goes smoothly, generally you can close within 30 days. But each situation is different and it can sometimes take longer.

Skip the Home Inspection. Before purchasing what may be the biggest purchase of your life, make sure you know everything you can possibly know about it. A home inspection is the only way to do that. This gives you a report on the entire house from the foundation to the rafters and may turn up some issues you wouldn’t have seen just by looking at it. It could save you tons of money in the long run if you catch a repair that can be done prior to closing. And if nothing else, it will at least give you peace of mind. (Check out our article Buyers: Why You Should Get A Home Inspection for a more in-depth look at what a home inspection is and why you need it)

Increase your debt-to-income ratio prior to buying. Before you decide to buy and during the process keep your debt-to-income ratio as low as possible. This means no credit purchases of new vehicles or “toys”, no new credit cards, and no big charges on your usual credit cards. The banks look for this and the amount you are pre-approved for could drop.

Trust unrealistic, unsolicited loan offers through the mail or by email. The old saying goes, “if it’s too good to be true, it probably is”. You may receive offers of extremely low interest rates or a pre-qualification letter offering you double what you thought you would qualify for. These could end up costing you tons of grief in the end. When it comes to mortgage loans, you should work with someone you trust such as a local lending institution or your bank.

 I hope this is helpful! If you are looking to buy a home, or even if you just have questions about buying a home, give Scott Rosenthal’s office a call. We’d be happy to answer any questions you may have. (907) 452-6387

 

4 Helpful Tips About Filming a Commercial Outside in the Wintertime

Last Friday morning Scott and I met up with a local camera crew at the home we have listed for sale at 1390 Pickering Drive (you can see this beautiful home here) to film a commercial for his real estate business. It was a brisk, cool morning outside with the temperatures hovering around zero. Perfect for filming a commercial, though, right?

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This house was a perfect location. Beautiful views off of the balcony, a gorgeous front entrance, a nice, open kitchen and a friendly crew from KTVF Channel 11. What a way to start a Friday!

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So just a few things you should know about filming a commercial outside in the winter. In case you ever need to do such a thing.

1. It’s cold. Granted, we should be much colder right now (it’s not unheard of to have -30 or -40 degree weather at this time of the year) but zero degrees, or just above, is COLD. Have coffee, tea or hot cocoa to warm you up from the inside. And bundle up. Unlike Scott who never, ever wears a coat, as you can see in all of these pictures. And no, he didn’t just take it off for filming. He literally never wears one no matter how cold it is outside.

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2.  Find an eye-catching place to shoot. And a great view off of the balcony isn’t a bad idea either. A big Thank You! to the owners of 1390 Pickering Drive for letting us film at their home Friday morning. The view of the freshly-risen sun was gorgeous. Check out my panorama.

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3. A great film crew is a must. Kristy and Tyson from KTVF Channel 11 were a blast to work with. Everyone was upbeat and in good spirits which made it easier to ignore the freezing cold we were standing in for most of the morning. You can’t complain about the cold when you’re having a good time!

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4. Even though it’s cold, you’re going to have to say your lines over and over and with the same level of enthusiasm each time. Okay, so I had one line and I got to say it from the warmth of the kitchen. I can’t really complain about filming in the cold temperatures so I’m speaking vicariously from Scott’s point of view. All of his segments were filmed outside.

For each part that’s filmed they had to make sure that the lighting was right, the angle was right, the movement was right, and that they got the best shot of the house and/or view, so they ran through it making sure that everything looked good before he even started filming his lines. Then he talked to the camera in a casual, relaxed, I’m-not-freezing-even-though-I’m-not-wearing-a-coat-and-it’s-zero-degrees, manner. And he did great!

IMG_3122  So if you ever need to film a commercial outside in the winter time, remember these helpful tips. And look for Scott’s commercial to air on KTVF Channel 11 in Fairbanks and the surrounding area beginning Friday, February 27th!

 

 

Buyers: Why You Should Get a Home Inspection

 

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A Closer Look at Why A Home Inspection is the Most Crucial Part of Buying a Home

The home inspection is one of the first steps after you’re “under contract”, or in other words, after you, the buyer, have gotten the seller to accept your offer to purchase their property. A home inspection is your personal assurance that the home you’re about to buy is in good shape. The home inspection is what delves deeper into the home to let you know that not only do you have four walls and a roof but what is inside them is also in good condition.

Last month I went to a home inspection for a home that one of our buyer’s is purchasing. I learn a little more with each home inspection that I get to be a part of, and Charlie Jeannet, Professional Engineer at North Star Engineering, made sure that I learned more than my fair share this time, quizzing me throughout the process. I decided that as an expert in the field – with over 31 years of experience – he would be a good source of information on this topic so I picked his brain for information on home inspections.

A home inspection goes over the home much like a doctor would do a thorough check-up. If the home was a body, the inspector would be checking:

-the “bones”: the foundation, the structure, the attic, the roof;

-the “circulatory system”: the heating source – boiler (typically) or furnace – and the mechanical equipment;

-the “digestive tract”: the plumbing, the water source coming into the home, as well as making sure that the water leaves the home properly and that all systems in between – water tank, water pressure, water softener – are functioning as they should be;

-the “nervous system”: the electrical; the engineer is going to check the electric panel, groundings, breakers, and all of the outlets throughout the home;

-and finally, the “respiratory system”: he’s going to check that if the home has a ventilation system that it is working properly, that the smoke and carbon monoxide detectors are functioning correctly, and that wood stoves, pellet stoves or fireplaces are in good shape.

And that’s only part of what they inspect. (You can see a more complete listing of what is inspected at Charlie Jeannet’s website, www.nsealaska.com under the What’s Inspected tab).

So I asked Charlie what was the number one reason a buyer should have a home inspection done before purchasing their property.

“I took a call from a distraught buyer who very much thought they had been taken,” Charlie told me. “They already closed, then started to look a little deeper . . . he didn’t even realize there was a crawlspace” [in the home]. Unfortunately, upon investigation of the crawlspace they found serious decay and mold and part of the concrete floor  was collapsed, all damage left over from the flood of 1967 – and all of which would have been discovered had a home inspection been done on the property.

According to Charlie’s website, the reason why a home inspection should always be done is simple: “nobody wants surprises – you want to know if anything serious is wrong, which could save you thousands [of dollars] down the road. But more importantly, you want to know that the home is safe and also know how to operate it safely in the future.” And on that note, Charlie also advised that you should have your inspection done by a non-biased inspector. “The reason,” he says, is “because when you’re “in love” (and that goes for houses, cars, boats and property too) you can’t see straight. Love is blind – right?” You want someone unaffiliated with the sale so they won’t just tell you what you want to hear. You want an inspector who is honest with you, no matter how much you may love the home and no matter what the inspection may turn up.

A terrible home inspection report isn’t typical, however. Older homes, of course, are going to have some more issues than newer ones but that will also depend on how well the home has been cared for over its lifetime.  “Fortunately,” Charlie told me, “most of the homes are very nice like the one we looked at together.”

As for buyers that may be hesitant about their impending purchase, the engineers that perform home inspections are a great resource. Not only do they do the inspection of the home, but they walk through it with you, explaining as they go what they are looking at and offering solutions to common situations homeowners may face. Don’t be afraid to ask questions during the inspection. The engineers that I have worked with have always been happy to answer any questions that come up. The worst thing you can do is not ask any questions at all. Pay attention, you may even want bring a pen and paper and take notes as you go. The more you know, the more confident you will be when the home is finally yours – and that’s why getting a home inspection is so important.

Written by Tarra Bourdeau

A great thanks to Charlie Jeannet at North Star Engineering for letting me pick his brain for this post.